Benefits Effective 1/1/2022
What's New for 2022!
Domestic Partner Coverage: Removed effective 1/1/22.
ImpaxRX:
ImpaxRX is a concierge pharmacy program specifically targeting high-cost drugs by taking advantage of alternate distribution programs.
Income-eligible individuals will qualify to receive their prescriptions at NO COST.
Questions? Please contact your human resources department or Impax RX at 844-467-2979 (option 1)
Helpful Links
Benefits Overview
Medical Mutual: will continue as your Medical carrier
- PPO Plan
Express Scripts: will continue as your Prescription Drug carrier
Guardian: will continue as your Dental, Vision and Life Insurance carrier
First Stop Health: will continue as your telemedicine virtual health carrier
EASE@Work: will continue as your employee assistance program vendor
Please contact the Village of Glenwillow business office should you have questions with your benefits.
Lori Pepera: 440-232-8788
Enroll and Qualifying Event Changes
Full-Time Employees (30 hours per week)
**Employees are eligible the first of the month following date of hire.
EMPLOYEE ELIGIBILITY: If you do not enroll during the Open Enrollment period, you must wait until the next Open Enrollment period unless you experience a Qualifying Life Event. If you experience a Qualifying Life Event (i.e., birth or adoption of a child, marriage, divorce, loss of other coverage, etc.) you must enroll within 30 days of the Qualifying Event.
DEPENDENT ELIGIBILITY: You may also enroll eligible dependents for benefits coverage. A ‘dependent’ is defined as the legal spouse and/or ‘dependent child(ren)’ of the plan participant or the spouse.
- Your Legal Spouse: You must submit a copy of your marriage license, if you have submitted documentation previously, you do not need to resubmit.
- Your Dependent Children: Children are eligible up to the end of the month of 26th birthday regardless of marital or student status. You must submit a copy of each child's birth certificate, if you have submitted documentation previously, you do not need to resubmit.
**Domestic Partner Coverage: Removed effective 1/1/22.
What is a Qualifying Life Event?
• Marriage
• Divorce
• Birth/Adoption of a child
• Death of a spouse or other enrolled dependent
• Change in spouse’s benefits or employment status
• A dependent becomes eligible for Medicare or Medicaid
If you have a Qualifying Life Event and want to request a mid-year change, you must notify Human Resources and complete your election changes within 30 days following the event. Be prepared to provide documentation to support the Qualifying Life Event.
BenXpress
- Accessible 24/7
- View all benefit plan options and your elections
- View important carrier forms and links
- Report a qualifying life event
- Make changes to beneficiary designations
Go To: https://www.benxpress.com/summit
Username: First initial, plus your last name (example John Doe login: joe)
Password: Last four of your social (example: 5811)
This is an active enrollment!
This means that you must log in to BenXpress to enroll yourself and your dependents for benefits. All employees will use BenXpress to confirm or change benefit elections.
Medical
Medical Mutual: will continue as your Medical carrier
- PPO Plan
When you utilize providers that are in Medical Mutual's network, you receive higher benefits.
Employees who seek care from a provider that is not in Medical Mutual's network, will be responsible for higher costs.
Preventive Services Covered at 100%
All routine preventive services are covered 100% as long as the claim is submitted as routine or preventive, and falls within the approved list of preventive services. Remind your physician that you are visiting for the purpose of a wellness visit and to submit your visit as preventive in nature.
What is considered a preventive service?
- Routine exams
- Pelvic exams, pap tests, mammograms
- Colorectal cancer screenings
- Vaccines & Immunizations
- Contraceptives (specific list applies)
- Diabetes screenings
Access your health insurance plan 24/7 on the member portal or mobile app
- Track expenses
- Search for providers
- Track claims
- View, email, fax ID cards
Your prescription drug coverage is through Express Scripts.
**Please refer to attached Summary of Benefits and Coverage (SBC) for more complete plan details**
Dental
Vision
Guardian remains the carrier for your vision benefits.
You may go to any eye care provider. However, those who belong to the Davis Vision's network will be most cost effective.
How often can I obtain services?
- Exams: Once a year
- Lenses: Once a year
- Frames: Once a year
- Materials: Once a year
**Please refer to attached Benefit Summary for more complete plan details**
Basic Life and AD&D
Guardian remains as your Basic Life and AD&D insurance provider.
Your Basic Life Benefit
- 100% company paid benefit, no cost to you
- Flat $50,000 benefit
- Eligible 1st of the month following date of hire
- Portable: Continue your term insurance if your employment ends
- Convertible: To an individual life policy when coverage ends under the plan
*It is important to designate a beneficiary. Your primary beneficiary will receive you life benefit in the event of your death. Your contingent beneficiary will receive the benefit if you primary beneficiary cannot.
**Please refer to attached Benefit Summary for more complete plan details**
First Stop Health
No crowded waiting rooms. No driving. See a doctor when you need a doctor. Talk to a doctor 24/7.
When can I use First Stop Health?
- Your doctor is not available
- You will become ill when traveling
- When you are considering a hospital visit for a non-emergency health condition
How does it work?
- Call (888) 691-7867 or log in to fshealth.com or download the mobile app to request your doctor visit.
- Set up your account now so its ready when you need it!
- Complete patient registration for medical history, pharmacy preference, primary care physician contact information and insurance information.
- Each time you visit you will be asked brief medical questions. If appropriate you will be connected to a doctor using secure live audio and video.
- You and your doctor will discuss your medical issue and if appropriate your doctor may write a prescription.
EASE@Work
A program provided by your organization that is available to you, your household members and dependents. 24/7/365 support.
EASE@Work can help you reduce stress, improve mental health, and make life easier by connecting you to the right information and resources.
Additional Resources
Medical Plan - Medical Mutual
Medical Plan Customer Service: 877-730-2221
Website: www.medmutual.com/member
Prescription Plan - Express Scripts
Customer Service: 855-244-5660
Website: www.express-scripts.com
Dental - Guardian
Customer Service: 1-888-Guardian
Website: www.guardiandirect.com/find-a-dentist
Vision - Guardian
Customer Service: 1-888-Guardian
Website: www.vspdirect.com/find-doctor
Basic & Voluntary Life AD&D - Guardian
Customer Service: 1-888-Guardian
Website: www.guardianlife.com
Telemedicine - First Stop Health
Customer Service: 888-691-7867
Website: www.fshealth.com
Employee Assistance - Ease@Work
Customer Service: 800-521-3272
Website: www.easeatwork.com
Contact Us
Client Contacts
Lori Pepera
lpepera@glenwillow-oh.gov
440-232-8788